Here are the steps. I started with a sketch.
Scanned into PS and started building around it. I knew I wanted her back lit and of course, the banner needed to be included as well. Tried to frame her with the tree in the foreground.
Needed two hands to show her looking at the banner.
Then I warmed it up some more and added the leaves.
Trying for a looser look. Applying color as I would paint. I think her hands might need improvement and perhaps more length. I will get my midweek critique tomorrow. I also feel I need to thicken one of the branches to give it more variation. That's all for now.